BEGIN:VCARD
VERSION:2.1
N:Zulkifli;Ahmad Taufiq;bin;;
FN:Ahmad Taufiq bin Zulkifli
X-ANDROID-CUSTOM:vnd.android.cursor.item/nickname;Taufiq;1;;;;;;;;;;;;;
TEL;CELL:+601123631109
EMAIL;WORK:taufiqzul.simplytakaful@gmail.com
ORG:LTHMIA Associates
TITLE:ST Wealth Planner
URL:www.simplytakaful.com
PHOTO;ENCODING=BASE64;JPEG:/9j/4AAQSkZJRgABAQAAAQABAAD/4gIoSUNDX1BST0ZJTEU
 AAQEAAAIYAAAAAAIQAABtbnRyUkdCIFhZWiAAAAAAAAAAAAAAAABhY3NwAAAAAAAAAAAAAAAA
 AAAAAAAAAAAAAAAAAAAAAQAA9tYAAQAAAADTLQAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAA
 AAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAlkZXNjAAAA8AAAAHRyWFlaAAABZAAAABRnWFlaAA
 ABeAAAABRiWFlaAAABjAAAABRyVFJDAAABoAAAAChnVFJDAAABoAAAAChiVFJDAAABoAAAACh
 3dHB0AAAByAAAABRjcHJ0AAAB3AAAADxtbHVjAAAAAAAAAAEAAAAMZW5VUwAAAFgAAAAcAHMA
 UgBHAEIAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAA
 AAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAFhZWiAAAAAAAABvogAAOPUAAAOQWFlaIA
 AAAAAAAGKZAAC3hQAAGNpYWVogAAAAAAAAJKAAAA+EAAC2z3BhcmEAAAAAAAQAAAACZmYAAPK
 nAAANWQAAE9AAAApbAAAAAAAAAABYWVogAAAAAAAA9tYAAQAAAADTLW1sdWMAAAAAAAAAAQAA
 AAxlblVTAAAAIAAAABwARwBvAG8AZwBsAGUAIABJAG4AYwAuACAAMgAwADEANv/bAEMAAQEBA
 QEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQ
 EBAQEBAf/bAEMBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQE
 BAQEBAQEBAQEBAQEBAQEBAQEBAf/AABEIAGAAYAMBIgACEQEDEQH/xAAfAAABBAMAAwEAAAAA
 AAAAAAAABgcICgMFCQECBAv/xAAxEAABBAEEAQQBBAECBwAAAAACAQMEBQYABxESEwgUISIVC
 SMxQTIWURglQmFxgaH/xAAcAQACAgMBAQAAAAAAAAAAAAAABwMIAQIGBQT/xAAwEQACAQMDAg
 QDCQEBAAAAAAABAgMEBREAEiEGQQcTMVEUIoEVI0JhcaGx0fAykf/aAAwDAQACEQMRAD8A/P8
 A9GjRo0aNGjRo0aNGtjVVcq4mNwYiAjhopE46Sgyy2KohOvGgkoNipCiqgkvJCKIqqiaeWhqa
 ajKO3HhMzbZXI6LbzhNwGpPVgzGC09HWLEjhKAhjTHI5ziQgRZMYn0YZ1ZlXGTyfQdzzjUiRs
 /I4UHGf6HfHf+yNMxGqrSaAOQ62fLB0nAbONDkPi4bPi8oATTZoRNedjyCKqoeZrsieQedvZY
 ZllO3Jds8cuYTUIUOa89XyEZhCr4RUWY6jatxOZTgRuJBNr7kkY48v00/8m0Zc8jJ2iy/GfBh
 AbOShJwZB7cpKIBNoDPHlJWOhGIg26AdGlVWZlLpHzdgEddJgtmPu2XWUbB4JL3j7iIsk+TYK
 ROCL0cAQFl+VHyNrURmAGcA84/6H9fTUpp8YyxGcYyMZP1I/3fUMNGpdbkYZHzqqscrjAxHy2
 BVTMinSmvaIGWQ2jKZaPz3AlJ3uIzSvzGZiNPTpxONVk9XpL8AosRdbxyLKoZfTuO4P56ilja
 JtpwcjII9CD/v9nRo0aNSaj0aNGjRo0aNGjRo08eDVrr2PkkNlk51naON91L902I4RgZbUfG6
 qAy84+6ij40JXl7eRQFWermxn6fNZk9HUZFulfW8cbiG1Pj0mNlDYkRGZfiNpubOso9ijqkyg
 +RttgfEip1QVaRVid6KtuG9y8jx6usUY/E1jFlMlo6PQXIbNhLfkJ+2nLz3lVsGzcVTFHEBeG
 22kWxdilrhWMs+4v7muoK8G48Vh2wmMxGUaZa6t9/I4nKIjQD2NOSPo0nK9UVL+J/V12tUsFn
 sck8NfOomkmhjYypE6hY442CkAu2XBUFxj9Bp5+FvRtpulPNeb9FFUUMRMUMFS22FpkKySO4y
 oZFQqMEkZYhlAIbTG7cfpYenQ44yDn5xZOo4pCk65qkjxyBR5TiBSQZHPjJWxUpJNkhqrjJqI
 8PpP/Sz9MNjBkMyqS/ZceQiJ+HdeJ9pwkVCNo3YL4CSIbnVZHlQTNVUlFGxSX+1Ftt5kCkGPZ
 1j9orHJFFgzYz7v2QfuDPKS1FxEFW1+omnB8kCEQu7mWR4BhNf+azrOqDFah1sW359rYsQovy
 BKLXnf4bTsrXURcVFQ04VERUHSHr+o+uTUQRfa99WpPKRrUzxSMeORErKSGbOAUycZxjnTxg6
 a6OWlcx2mzNTAZdxBC8SYJAPmMG2kZ5KsMdyNVlfV16B/+F6LUbgYRa3mWbbvTxrbmNbnCesa
 GS6UiREQZkVliKsGYw042jjrDiNSm+HkMpLHj4HqioqoqKiovCovwqKn8oqf0qavnnn2wHqIx
 7M9p6jPKm/hZlU3OLMSpDDzcVw5MV9n8pTynwGvtHah3x2KnBddFQjk422QMTCZobyVFZMhRV
 CHzO9STjgh8hcEip/KKnzz/Hz8cJxqxnhXfbxd7VV019WU3G3PAjzTKVmmhm88wmXIAMiiNlJ
 xkgAszHOK4eKlgtlnuNDVWcxLQ3COUJTwMGiglpxB5oj77XMyuOTyTwBjODRo0aamlVo0aNGj
 Ro1nixZE2VGhRGjflS32YsZhtOzj0iQ4LTLTYp/kbjhiAp/ZEiawa9gIgMTAiAwISAxVRISFU
 USEkVFEhVEVFRUVFTlF1g5wcYzg4z6Z7Zxzj31ldu5dwJXI3BSAxXPIBIIBIzgkEA9jrvv6Xv
 ThkWyEbHbKPbxcmsMirruvcK8xvK8SgwHDYh3DsGk96xEeu4YSItmEi/ffjq356gJWPQwkKep
 x7iVVyYYXb4/tViU+7m49GdlydycUr8lhVzZ21pVSZ8UprElZMqttqmVKrfbS6ePJWS45Jmtx
 Jf7KN2JzBjfLYba7eF3hbRaKVTTIYvrCjQcghzLKtyuRHpobrkUVlXcFwKs5ZCcfGpNcUYlfl
 z4sHoLtbfMWkaigPsVD51KykYCztH60WQmE2RAsqPU3LhgTjbz3gCI2vkkPkkhBNRKqvVPUN0
 NcZrgsT19JPU0T7qZIlWSGZQsUjRJE0kIQIQGxIqOrB8ybjcSx9O2ZKSnisbzrbaqjpquFDWy
 1BKVMYcSKJXlRZCxG9kQRs0bLgiPasTth6rc2slfn8v2+2RgSzZkOyr3BMSpscsaoWXGRCEFn
 TiglEmxFclBEYchOxHlbhS0tFdCXDlhvxjO593i0SNjUDERuzpYM+FPtaC8tqrxOx+kx5apuz
 nSJtlWyiZalLGKOouusWRw40KecR7dbu7i4hjlhHqrS4xnD8frqGXYZJeWPvLCvckoLht4/Gu
 X2Ibbj1hCUphRHKYZgxwZcVw2VkRjeaj342ezbb7GKnFc5of8AWaxrF3FmLGAdhEtLODTHK/D
 pCo7SPZuw5oRfAvjm1wtdW53mRBagyuLra6vrK+hvMcEKCHn5IJDTk53YYs7kx85ILc8E9wOm
 pbVTUdvqbcZp5Un2o7GZPOUcsWUoihSpwMhcYOOc8tx6RMe3fsZuFw94UxvcWvr3q+NYpV4+x
 XS2H0uZ8l2Hj7n4OpZRJNW7U1tRHnUsuVBvITFwdo/GfGngVYf1bNh9q9j/AFP3ETZfDIm3+C
 2si8r/APS8KwmSojWR0VkMmzs6yvmqZ47TWFTkOOhBoGn5EaukxLFlh3xoIDdQ2fzqY8AHPgU
 NZPiGbbzTLNpEmFJjKiqzOiFJNIrkR4QAhj2zxmYgcZ8Uc5Wld+sZlM+89de41BMYix2sCocI
 xuF7TyIkqNaYzX5wEuZ2Xodig5cFfJcbbaDx10ZlBNGEdcb/AIXXqqud6lhVYI/uamrr/ho/K
 ieKNYoYIygYj5aioDx5zj73HL5Cc8UrNQW2xtLPHK86Pb6O1vJP5rrJNJNUVUsjFcuWpKYx7f
 lwXUkkIo1y30aNGrAarvo0aNGjRo0aNGjRrpN+nPvln1Hurjmxx5XMDa7LpWX3T2IvNwTrHMs
 bxGRIYsvcvRisI5usULEco8aazFedFsyjOSC7FY6xGkCWdfIiSXWz58K+JwBFXFQlBS6kgtk2
 qEokqp17IiKol11Ut9NEekpt08HzHLfOzT02R10uK40/7fwz2ne0C0lr2D/ldfOSPImiZI3Ii
 tyG1FwO46sIbd77SItg9USjNiZGdWN4XlQDF5twVcjyFEvh7pwbJtq4y6HQ2nnGHW5BIPxj6V
 q5Fpr7bqZEinRqarkgjjVvi4XaZJaorhmknikWON5eWWDG7aBixPg31LEtPVWatqneop5BPRR
 TyyMRRTLHEYqYSEqsMEyNI0cRCo1QWKgsSZJ7obn3+3VmFHP2ezPM66ytFaiOV0QJNJIsq+P7
 grG2tmWrZ+NJdOLEZgQ36piJJLwNhYtvOmqyQh7i5rgMTH7xjY2Rcu5fPrRfqMEzbFLjI4j9h
 EYlQZcwKqIsfHYMWNK8M9zIFZjMTGzhym2ybrmJ+swVqm3nx9IMq6Zhvh1OM4+YqQqLqobjgL
 5BV1p4nRBReRV5H91VBEWWm2+zltiqhYzszjXzJMNhEkqKMCAgqJ2N9ENp1BIvEpC826pHyTq
 9yAk5TXKjS2JFU2+pFTSBo5Yo5pBFUsAUBAIHk8gEhVdSeWO7jTxWni8uZzPI5fDR4SIlc8sp
 chZBgZOSWxg/LjBHjC/ymQWD+QX0EqeVIMlWI+MRiwFtxScb/KjDlTIqS2hUGJIwpUmIqNo6z
 IdNx4tUEfU3use+XqF3m3bSROkwc83Fym8olsi7TY2KuWkiPiNa/wAG4ILU4xHqasGgMm2moY
 NNr4wHVo79XT1sQPTvtrebN4VbBK3i3oxm0pFKA+xxhOA2auU+QZLLJl4ZTNrbRlssdxN2M2y
 I2Y3Nw1PR3GBh2FP7Tv8ABWwVVHb7hf6uFqf7XZIqCGQfeLSQPIZJT3CTylFQHaxEBcrtZCa3
 +Md/pqytt1ipJRN9lI01bIpyvxM8cQihJBw0kEQdmIBwJ1XduDqDRo0aeGkro1mYjyJTosRmH
 pL589GWGzedPhFJerbYkZcIiqvCLwiKq/wunNxTB4MlI0+/ddcjO9TGtiE6w6YKhdfcyzYUWk
 5VsyGN5SNslbF5t3y+3fiGkasYSLURo9bGUOqsw2Go6OJwY9nXBbFx95UM0J50yJQIEVEVTJz
 OMep59u49s+g5/IkjuNbhCce3B+n/AJj/AHOo+121mTyQB6yaaoo7geQVsSVJRiooQ9ITPd4C
 LlERJXtU+D+3I8KrW8AoatCeX3Fu4AL9ZnDDHPCcEkZjgkLlVRRckvgiJyiduCR1XG3XuSNC4
 RE+zi9uEHtwir/CInYlT5+OS/3XXwTopAw8515QgVORRVVAL6kXURVfqKkSEnKrwnX5685DY/
 Cufc5z/OP21uEA9z+uP6/jSWkIRf4igkIogtgAtggf9Ai2KNiDfXhBEEARFBEUFE410Q2Usy3
 vxZ+J+XGk3XwiDGinai35hybHhXx1tjbQzcaWVLhuqMGdNjyWpcWWkUylFBtRglChauNMabeZ
 cExPgAeaJCRR5Xjn5XsoJ/KEvKccL1/pW7YZBZbWZxRZpWm6YxJIN2ENtSALWlePpZVjqkgdU
 msKXt3HxIYsxuFPRpH4gCPo26ooxP8ADXWmhrLTWbYLhSzIrI8LMAJQWwY3gJMiyI6MMMM4Y6
 gqRVxoKq21M9HcqTMtFUQOVdZABlCMMsiyKNrJIjow9VLbSJiWWS+o/Cb+oLH7pqsuYVhyxEK
 W9HqrWVIj+xjPoL3iiuzz5SNHE2YqSpUVnpDcTq5Nm876ifVrKxZq83VybCdptvqJWH7h6hnS
 L/Mr19w1cbqMVqYtgddLvJvPt4TL89htt5/yOMSIhSWJEf8A1MeoyzZ23pqLY6nk2oZZTfn8l
 3EgPoy/DxwyJuXt5i02KbzT+fMN+4l5gyxKckYXUvNV8byZZKmpi0JKrLMs3WiYxCi5Vksga+
 UsXF4zWQW9VOqb6Y442he9hWJWbUg5MgfJKl2UmQxFeZD3j8VmtMeG698NrXS3i301ljpRaZG
 VvPqrY81WqSsPMitsrTpTVIK7YxPXQztFuYq0sgUlh9I+JtY9rqpr38bJcsFRFQ1oipZhHGMN
 XIyfFU8gkQvIlPOm9AQ4XLKVV+ozi2V5zuftPlGZo7V32Y7VQW2rGaTkmIxZQstyia/jEuYCC
 k17GqS+xuDKso0KtSdLSZbrURffnHDmPf4BlWOFISxq3Cbin45D8RUktMkiGpeYW08zAj4yQn
 H2W20VETtyQ895rqkznfP0nyttt8HGY++W0VtMs9psj/Fvxou6NXUwG7aNWN3RH7axzqfXhax
 mqZ2HT2WTVS0t7Ch306mzuwx+ALNkFtXwrFBHze3aV5wU/wAkAW0B/kU4Uy6tI78rw8CEHwSq
 veXSxxWJaCCmp3pKR6KnSnpZECPTmCFIniYD8XyeYWACsXJUYIAW9Pcnu0tZUTzLNUtUyySyx
 sXR/Nkd1ZWIBKgNs5yy7MMe55y6NTrybbfFs1F5yfGWruVVCS7rRFZCj8cHNjfSPZCop9RNWZ
 RijYNzGRU1KKGe7d3231iEK2WNMjPgDsO1r1fcr5QGhKgCb7Ed1qQKASOMOtD9gMmDfZFHi8j
 Pv6/z+mvoKkc+o9/b0HP1OntVpslNQLkRcUEUUROeCVEL4455REVVX5LnsvKqqqqKxk0aRCIT
 Ah5VETj4UlT+VQvqiL9uFH++OOOdJNnnyKSCq9TVeE/tFVfsv/hF/wDnzxpfV0dt3qrZipInZ
 RFVQhHnnkSTnrxwq8qn8/P9cJnU3b24HH0B/Ykj6dtesh32brDLyNqxILp2VFQhNU/bXkeB45
 7DwSc/CKhp8ouzbjIKGKonI9i/tF6oif7f9vj/ANKi8JrBawFlQHWeEV4OXI7iEaKJBy5wX7f
 VRNUUFXt8KqKqcIXXeU3W0pI0oV/dNsEI1+CIkAfsqJ8pyQ8EnK/xx8KvyaNaWBT9pL78XuzF
 7G0+DaJ7eRJ4TuQtiKKBgHAG+2bROoZs/cgM4+3kQFRlU6oqIiKq+MQ4TgVL4H6/JCvwvPKKn
 PHVNfZBQqh9W3QRYE98Cc4VUONOPhvv2IuoR5I+EU+PrJFUVR9wiKo3GORVPkgJOE+E/vnj5+
 PjnlUVOVVUVPj4XQODn29/T66PTUs/RvldbKZybaLLYdfYYrlTyTIzFkAINRk77Marrr2NIVU
 SsIpTVNBOxaZWVBsPwlwE6I3SuDIZFzAafBt2gvYRy2cWtv8AT9rNrIbhxHJlnNtUbnfiI7aI
 2S8RRlONdFNh618g+3GRCbTRbX5VGwLPKK7sWXJ1AMv8dk9aLRvlMxq0YcgXAtRRlQhkT4sWT
 76makSRhrbRIb0sDZYIm5h+p3HpNdktbZT2wcmDZOx5Ni243IbmS50Vpy9lIbZqsx62yeui2j
 Zg1EbRzI22Icc2WhLTFhIu3QtQyosty6YlhqYG2/emlicSqpfkldkUykAeqLkdhxsu629TRq0
 jiivcbxTKCWBn8qRHdlBKtKS6HJAYo/JxyeoUaqwXNbrMqd+HWW2K5ZiuOTJLDqsOxAmsP2Md
 kWn45GwEiEk2uejyorqpHcbR+OYui2qVh8ROW3AlVswDblQkEyF1eCRS6qbahwiKii6HHI8qI
 oikXXnVhT0vZIzdbe4/UoYdYcjJNsnZFmHmj118TTM3H3HVUhORXtVE6tlo0iiLb7j0UkQW0Q
 eNnqHpKfFfUbmdLS1r1RWvxah1qA66koQdZqYdZPeiS1Bl12DJs4M2VWe6jsTm62VDbntBNCR
 29/rsw3rpWydQwBTkwOH2hmdKyn2kFuD8skTR8g7SPTPy68rpUyUF7udrlHILomTkA053khcY
 XKSKBzyPy4010CRyXBGKGhKCsEq9UbThf2yPlVTurhKAmRgq9yQRJF0md56Vi3wt4nW1dlwhk
 PQnRBDIDjw3rI1AzRVFXI1asdVHqpA+4H+SpzsXg6SgUPoaOfY/8lXleU7KpqXdseorzwhcdk
 RCUk0r5Pil4/IbcDucMGJTgGguCaRzbcPlCFU4QEcaVCTgvJ/YoXKZI3bT6Y5/g+vGmP7/AL/
 p+ev/2Q==

END:VCARD
